The housing market in India has bloomed drastically in the past decade. Given this boom, the home loan industry has become the most popular form of loan for a middle class buyer. 

The Basic requirements:
Banks and other financial institutions have various rules concerning this factor. These rules may differ from institution. However, the very basic requirements are as follows:

  • Have a fixed, dependable source of income (employed/ self-employed).
  • An acceptable financial record extending to at least 6 months of active banking
  • The age limit of 21-60 years of age if employed, or 21-65 years of age if self employed.
Document Salaried Person Self Employed Professional Self Employed Non Professional
Application form with photograph duly signed  ✔  ✔
Identity, residence and age proof (KYC)  ✔  ✔
Last 6 months bank statements  ✔  ✔  ✔
Last 3 months Salary-slips  ✔ - -
Processing fee cheque  ✔  ✔
Form 16 / Income Tax Returns  ✔ - -
Proof of business existence (Trade License etc.) - -
Business profile - -  ✔
Education qualification certificate -  ✔  ✔
Last 3 years Income Tax Returns with
computation of Income
-  ✔
Last 3 years CA Certified / Audited Balance
Sheet and Profit & Loss Account





Please feel free to contact us

All Rights Reserved [SandeepG. Realestate Limited] Website Design and Development Service Provided By Techno Developers Group


We are currently in the process of revising our website in accordance with the West Bengal Housing Industry Regulation Act, 2017 and the Rules made thereunder (“HIRA“).

It may be noted that this website is primarily aimed to familiarize the viewer about the Group and its accomplishments.

Until the Website is duly revised and updated, none of the images, material, stock photography, projections, details, descriptions and other information that are currently available and/or displayed on the website including details of projects undertaken by the company should be deemed to be or constitute advertisements, solicitations, marketing, offer for sale, invitation to offer, invitation to acquire within the purview of the HIRA.

Till such time the website is not revised in accordance to HIRA, any act, deed or thing done relying upon the contents of this website shall be solely at your own risks, costs and consequences.

We advise you to contact our Customer Care Team for further information at 98005 22000

SandeepG Realestate and its group companies/firm and/or its directors, employees, are not liable for any consequence of any action taken by the viewer relying on such material/information on this website.

I Agree I Don't Agree